The Wave You Ride
We can't predict the future. Chaos always reigns. The unpredictable compounding of events is inevitable, and we can always count on surprises occurring , which is why it pays to build our lives (and invest) with the certainty that something will inevitably go wrong. Accounting for the certitude that something you planned for will not go as planned should prod you to hedge yourself via diversification --or even better, redundancies. Of course, building redundancies takes resources. That insurance policy doesn't pay for itself. You sacrifice current income (and/or effort) to build that safety net in case SHTF. And although it could very well be that you'll never use it, it's not stupid to build it. An example: Nature, in its infinite iteration game called evolution, gave us two kidneys. I am pretty sure it's not free (evolutionarily speaking) to carry an extra filter behind your belly just in case one clogs with crap you throw at your body. If evolution settles on an